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Compare and purchase the best
tenant insurance rates in Newfoundland.

Get free & accurate quotes from Canada’s top tenant insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top tenant insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Types of coverage we provide
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Replacement Cost
Replacement Cost
Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation
Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Liability Coverage
Liability Coverage

Provides protection against a lawsuit resulting from damaged property or personal injuries.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

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Our Reviews

Newfoundland tenant insurance rates vs. other provinces

Newfoundland has affordable tenant insurance considering the weather, and insurance risks Newfoundland typically sees. Looking to save some money? Start a free quote with us now to find out how much you could save!

Province

Average Rates

Newfoundland & Labrador  

$399

Alberta  

$466

British Columbia 

$397

Manitoba  

$503

New Brunswick  

$500

Nova Scotia  

$423

Northwest Territories 

$416

Nunavut 

$402

Ontario  

$478

Prince Edward Island  

$385

Saskatchewan  

$410

Yukon  

$370

See how our customers save big on tenant insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these NFLD renters save on tenant insurance.

Customer

City

Type

Average Quote

Purchased Quote

Savings

Tenant Insurance in Newfoundland

Tenant insurance in Newfoundland (also called renters’ insurance) is meant for people who rent the place where they live, whether home, condo, or apartment. It provides coverage against common risks like theft, fire damage, and personal injury that occurs on the property.

Insurance is necessary because a landlord’s home insurance policy won’t cover these perils on behalf of the renter. You want to be covered in case something happens to your home or your belongings.

Tenant insurance is not mandatory at the provincial level, however, it is highly recommended to protect your personal belongings and have peace of mind.

Also, many property managers won’t lease their units without tenant insurance coverage. Renters in Newfoundland can expect to get a personal insurance policy quote as part of renting.

The following things are generally covered by the best tenant insurance Alberta:

  1. Contents

If your belongings are damaged or stolen while in your rental property, tenant's insurance in Alberta will help cover the cost of replacement or repair.  

This is among the most important aspects of tenant's insurance since most people don’t have the money to replace thousands of dollars in lost items out-of-pocket.

  1. Liability

If an accident on your property causes financial harm to a third party, tenant’s insurance with personal liability coverage can help cover lawsuit and settlement costs. 

For example, if a guest slips, falls, and injures themselves on a wet floor in an apartment you’re renting, your insurance policy will shield you from the financial fallout of a potential lawsuit.

  1. Relocation cost reimbursement

If the property you’re renting is rendered uninhabitable, tenant insurance will help shoulder the costs of relocating, and your living expenses.

For example, if you’re forced to stay at a hotel for a few weeks because your rental apartment flooded, tenant insurance may help with your hotel bill along with the cost of purchasing meals and other living expenses.

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How It works

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Why Surex?
Why Surex?

Surex makes it easy to compare, purchase, and save up to 25% on your insurance needs. We shop the market for you, finding the best rate for the coverage you need.

Advisors
Advisors

We’ll match you with a dedicated insurance advisor who can walk you through your options, answer your questions, and help you find the right coverage at the best price.

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