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Snowmobiling is a fun recreational activity that people enjoy during the winter months. It is also a mode of transportation for others. A snowmobile is an automotive vehicle designed for travel on snow and ice. It is steered by skis in the front and propelled by a belt of track at the back. The first one was made by a Quebec mechanic in 1935, and today there are more than 600,000 registered snowmobiles in Canada. If you own a snowmobile, it is important to have insurance, as it is against the law if you don't. The coverage helps to protect you and others from any accidents and injuries. It is not required to have insurance if it is only being driven on private property (i.e your property).
Snowmobile insurance is a specialty insurance product that not all insurance companies offer. You can see if your current insurance provider offers it to get a discount for having both policies with them. Otherwise, you will need to get stand-alone coverage, which can be more expensive than adding it to your existing policy. Contact your Surex Advisor today for more details!
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Snowmobile Insurance in Canada
Snowmobile insurance protects you and your vehicle against potential damage and liabilities. In the event of an accident, it covers bodily harm sustained to the driver and other individuals. Snowmobile insurance generally includes liability coverage, accident benefits, direct compensation damage and uninsured automobile coverage.
Operating a snowmobile in Canada typically requires insurance coverage. Snowmobile insurance is mandatory in most provinces, but restrictions and coverage minimums may vary so it is best that you check with your advisor for details.
You will need to get coverage for third-party liability and accident benefits, both of which are mandatory for people riding a Snowmobile on public roads, land, or highways.
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