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Ontario drivers: Some insurance coverages become optional July 1. Learn what’s changing.

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Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

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Recent insurance quotes across Canada

Recent Quotes Image
Female, 84 from Charlottetown, PE
2018 KIA SPORTAGE EX 4DR 2WD
Quote Date: Jul 08, 2026
$55 / month
$660 / year
Male, 46 from Dundas, ON
2010 VOLKSWAGEN GOLF 2.5 4DR HATCHBACK
Quote Date: Jul 15, 2026
$85 / month
$1,020 / year
Female, 37 from Woodstock, NB
2009 PONTIAC G3 WAVE 4DR
Quote Date: Jul 20, 2026
$48 / month
$576 / year
Male, 44 from Newmarket, ON
Detached
Quote Date: Jul 21, 2026
$102 / month
$1,224 / year
Female, 67 from Inuvik, NT
Detached
Quote Date: Mar 12, 2026
$199 / month
$2,388 / year

What our customers are saying

Joseph
5
Devansh Soni sales representative was…

Devansh Soni sales representative was very helpful to me showing high professional customer service especially in providing and explaining the terms of the contract and speed in responding to my emails. Thanks Devansh Soni

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Donny
5
My agent

My agent, Devin Jeffrey, was really knowledgeable, patient, kind, and goes the exra mile to help me out. I had a really smooth and easy time when I was dealing with him. 5Stars for him.

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Dave Liwczak
5
Very Happy with the service and professionalism.

I was very happy with the service I received from Mariam C out of Edmonton. She was very easy to talk to and to get in touch with. A very knowledgeable lady and a pleasure to deal with.
Would highly recommend!😊

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Rocio Mendoza
5
I had an excellent experience with…

I had an excellent experience with Surex, thanks to Dayana Nuñez. She was professional, knowledgeable, and incredibly patient throughout the entire process. She took the time to answer all my questions, explained my coverage options clearly, and helped me find the best solution for my needs without making me feel pressured.

One thing that really stood out was that she speaks Spanish, which made the entire experience even more comfortable and stress-free. It's a huge advantage for Spanish-speaking clients.

I highly recommend Surex, and especially Dayana, if you're looking for outstanding customer service and a smooth insurance experience.

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Sydney Steadman
5
Ashley was so lovely!

Ashley was so lovely. It is my first time owning and registering my car for insurance. She walked me through every step of the way and helped me get the best price. She is amazing at what she does and I will be telling people to go with Surex from here on out. Thanks so much Ashley. I couldn’t have done it without you.

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Insurance FAQs

Auto insurance rates are determined by a few things. The rates are determined by how much and how often you drive, your driving record, the state of your vehicle, the type and amount of coverage, and deductibles. Insurance companies in Canada also take into consideration where you’ll be driving this vehicle as well as your demographics like age, marital status, and gender to gage your level of experience. Having a strong credit score will also help you land the best insurance rate you can get. Providers may also look at insurance coverage such as renters’ insurance and homeowners’ insurance in addition to the vehicle type, use, and how many kilometers you drive on an annual basis.

There are four types of home insurance policies that you can choose from:

Standard home insurance: This is also referred to as ‘named perils’ and is relatively basic in what it offers. It financially protects homes and their contents from named risks and perils.

Broad-form home insurance: This is a hybrid form of home insurance that offers aspects of both comprehensive and standard policies. It protects your property from all risks and perils (with exclusions) and your possessions from named perils.

Comprehensive home insurance: This is the most expensive policy, but it provides the most coverage. It financially protects your home and its contents from all risks and perils (with exclusions).

No frills home insurance: This is coverage for properties that don’t meet normal insurance standards. Because of this, very few homeowners in Canada have no-frills home insurance.

At Surex we are here to help you find the best insurance coverage for the best rates. One of the advantages of bundling your insurance policies together is additional savings! 

Here are some of the other advantages offered:

  • Same payment due date for all policies
  • Deal with one insurance provider
  • Have a single deductible (if you have a claim on both your home and car at the same time)
  • If you have a claim on your home and your auto you can deal with one claims adjuster.

Surex insurance tips & advice

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