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Compare and purchase the best
car insurance rates in Newfoundland.

Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Types of coverage we provide
Family protection
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Windshield Coverage
Windshield Coverage

Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Depreciation Coverage
Depreciation Coverage
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Collision Coverage
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Comprehensive Coverage
Comprehensive Coverage
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Newfoundland Auto Insurance Rates Vs. the Rest

Newfoundland auto insurance is among the highest in Canada.

Province

Average Rates

Newfoundland & Labrador

$2,756

Ontario

$2,816

Alberta

$2,316

Northwest Territories

$1,867

Nunavut

$1,468

Nova Scotia

$2,003

New Brunswick

$1,720

Yukon

$1,728

Prince Edward Island

$1,494

See how our customers save big on car insurance

At Surex, we’re dedicated to helping Newfoundlanders find the right insurance for the best price. Check out how we’ve helped these Newfoundland drivers save on auto insurance.

Customer

City

Vehicle

Average Quote

Purchased Quote

Savings

Car Insurance in Newfoundland - What You Need to Know

Car insurance is a personalized product and everyone's situation differs. Because of this, it is hard to determine an average price. To know what you would pay, you can simply fill out our online quote questionnaire to get your quote in a matter of minutes. You'll be linked to a Surex Advisor who can assist you and answer any questions you may have!

The cheapest auto insurance company in Newfoundland will vary, based on a few factors, including:

  • Your personal driving history
  • The amount of coverage you require
  • Car insurers history of insuring a vehicle in your area (the amount of car insurance claims near you)
  • A Surex Advisor can help by automatically comparing quotes from the different carriers we work with: Intact, Travelers, and Aviva to find you the best coverage and rate for your situation

Newfoundland car insurance uses a no-fault system. This means that you only ever deal with your own insurance company for any claims regardless of who was at fault for the accident. Under the no-fault model, anyone injured in traffic accidents is entitled to full medical and rehabilitation treatment, income replacement, and other benefits depending on the severity of their injuries. But, if you are a victim of an accident caused by a careless or bad driver, you do not collect damages from them.

Pros: quick claim payouts and a reduced number of lawsuits for minor injuries. (It speeds up the claims process and dissuades people from taking legal action).

Cons: raises car insurance premiums and is difficult for drivers to get compensation for pain and suffering.

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Insurance Broker
How It works
How It works

Get a personalized quote in minutes! We’ll help you compare multiple offers from Canada’s top insurers. Your dedicated advisor is here to help every step of the way.

Why Surex?
Why Surex?

Surex makes it easy to compare, purchase, and save up to 25% on your insurance needs. We shop the market for you, finding the best rate for the coverage you need.

Advisors
Advisors

We’ll match you with a dedicated insurance advisor who can walk you through your options, answer your questions, and help you find the right coverage at the best price.

The Best Road-trip destinations in Newfoundland & Labrador

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Newfoundland & Labrador to explore on your next road trip.

Surex Insurance Tips & Advice
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