Compare and purchase the best
car insurance rates
in Newfoundland.
Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Our Reviews
Newfoundland Auto Insurance Rates Vs. the Rest
Province |
Average Rates |
---|---|
Newfoundland & Labrador |
$2,756 |
Ontario |
$2,816 |
Alberta |
$2,316 |
Northwest Territories |
$1,867 |
Nunavut |
$1,468 |
Nova Scotia |
$2,003 |
New Brunswick |
$1,720 |
Yukon |
$1,728 |
Prince Edward Island |
$1,494 |
See how our customers save big on car insurance
Customer |
City |
Vehicle |
Average Quote |
Purchased Quote |
Savings |
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Car Insurance in Newfoundland - What You Need to Know
Car insurance is a personalized product and everyone's situation differs. Because of this, it is hard to determine an average price. To know what you would pay, you can simply fill out our online quote questionnaire to get your quote in a matter of minutes. You'll be linked to a Surex Advisor who can assist you and answer any questions you may have!
The cheapest auto insurance company in Newfoundland will vary, based on a few factors, including:
- Your personal driving history
- The amount of coverage you require
- Car insurers history of insuring a vehicle in your area (the amount of car insurance claims near you)
- A Surex Advisor can help by automatically comparing quotes from the different carriers we work with: Intact, Travelers, and Aviva to find you the best coverage and rate for your situation
Newfoundland car insurance uses a no-fault system. This means that you only ever deal with your own insurance company for any claims regardless of who was at fault for the accident. Under the no-fault model, anyone injured in traffic accidents is entitled to full medical and rehabilitation treatment, income replacement, and other benefits depending on the severity of their injuries. But, if you are a victim of an accident caused by a careless or bad driver, you do not collect damages from them.
Pros: quick claim payouts and a reduced number of lawsuits for minor injuries. (It speeds up the claims process and dissuades people from taking legal action).
Cons: raises car insurance premiums and is difficult for drivers to get compensation for pain and suffering.
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We’ll match you with a dedicated insurance advisor who can walk you through your options, answer your questions, and help you find the right coverage at the best price.
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Newfoundland & Labrador to explore on your next road trip.
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