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Compare and purchase the best
condo insurance rates in Nova Scotia.

Get free & accurate quotes from Canada’s top condo insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top condo insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Types of coverage we provide
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Replacement Cost
Replacement Cost
Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation
Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Liability Coverage
Liability Coverage

Provides protection against a lawsuit resulting from damaged property or personal injuries.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

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Our Reviews

Nova Scotia condo insurance rates vs. other provinces

Nova Scotia is known for its affordable condo prices, but insurance rates can be higher due to the region's active weather. To ensure you’re well-protected, it's essential to have the right coverage. Regularly review and update your policy to match any changes in your condo or belongings. Start a free quote with us today to get the best rate and secure your peace of mind!

Province

Average Rates

British Columbia

$840

Ontario

$534

Alberta

$493

Manitoba

$404

Saskatchewan

$491

Nova Scotia

$501

New Brunswick

$405

Prince Edward Island

$484

See how our customers save big on condo insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these Nova Scotian homeowners save on condo insurance.

Customer

City

Type

Average rate

Lowest Rate

Savings

Condo Insurance in Nova Scotia - What You Need to Know

The average price of condo insurance in Nova Scotia is approximately $26 per month. However, you should note that the rates listed on your condo insurance quote may differ due to several unique variables.

No, condo, home, or tenant insurance is not mandatory in Canada, although the condo association, or the owner of the condo, may require you to have to move in. You also need insurance to secure a mortgage to purchase a home or condo. So, even though it is not legally required to have, there are other outlets that may require the homeowner to purchase it.

If you own a condo or rent a house or apartment, some landlords may require tenants to have tenant insurance before moving in and condo corporations and lenders may require condo unit owners to show proof of insurance before moving in as well.

There are a few factors that determine your monthly condo fees,  they include:

  • The size of the building (a larger building has more owners to share the cost)
  • The age of the building (newer buildings may have lower fees)
  • The amenities 
  • The neighbourhood

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How It works
How It works

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Why Surex?
Why Surex?

Surex makes it easy to compare, purchase, and save up to 25% on your insurance needs. We shop the market for you, finding the best rate for the coverage you need.

Advisors
Advisors

We’ll match you with a dedicated insurance advisor who can walk you through your options, answer your questions, and help you find the right coverage at the best price.

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