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Compare and purchase the best
condo insurance rates in Manitoba.

Compare and purchase the best
condo insurance
rates in Manitoba.

Get free & accurate quotes from Canada’s top condo insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top condo insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Types of condo coverage we provide
Liability Coverage
Liability Coverage
Provides protection against a lawsuit resulting from damaged property or personal injuries.
Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Scheduled Items
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Replacement Cost
Replacement Cost
Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation
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Manitoba condo insurance rates vs. other provinces

Manitoba offers relatively low condo insurance rates compared to other parts of Canada, thanks to several factors. While condo insurance in Manitoba is affordable, it’s always a good idea to explore potential savings. Start a free quote with us today to see how much you could save!

Province

Average Rates

British Columbia

$840

Ontario

$534

Alberta

$493

Manitoba

$404

Saskatchewan

$491

Nova Scotia

$501

New Brunswick

$405

Prince Edward Island

$484

See how our customers save big on condo insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these Manitoban homeowners save on condo insurance.

Customer

City

Type

Average rate

Lowest Rate

Savings

Wenkouni

Winnipeg

Condo

$1,120.00

$926.00

$194.00

Xiaobei

Winnipeg

Condo

$974.00

$664.00

$310.00

Condo Insurance in Manitoba - What You Need to Know

Condo insurance in Manitoba can cost between $25-$35/ month. Condo insurance varies from one city/province to the next. The exact amount can vary, however, depending on various factors, including your location and insurance record.

No, condo, home, or tenant insurance is not mandatory in Canada, although the condo association, or the owner of the condo, may require you to have to move in. You also need insurance to secure a mortgage to purchase a home or condo. So, even though it is not legally required to have, there are other outlets that may require the homeowner to purchase it.

If you own a condo or rent a house or apartment, some landlords may require tenants to have tenant insurance before moving in and condo corporations and lenders may require condo unit owners to show proof of insurance before moving in as well.

Condo building insurance is different. This is purchased by the condo corporation to cover damage to the building and the common areas and liability on the property. This is usually included in the monthly condo maintenance fees.

There are so many types of condos, which means not all policies will cost the same. The factors that affect your condo insurance price include:

  • Property Type
  • Location
  • Upgrades and Improvements
  • Claims History
  • Credit Score
  • Building Construction

 

Condo insurance provides coverage for your personal belongings as well as any upgrades you have made to your unit. It also includes liability coverage and coverage for additional living expenses.

No, you cannot negotiate condo fees. And, they are never optional. Even though you move into a building with a pool, but never expect to use it, you still need to pay for its upkeep.

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How It works
How It works

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Why Surex?
Why Surex?

Surex makes it easy to compare, purchase, and save up to 25% on your insurance needs. We shop the market for you, finding the best rate for the coverage you need.

Advisors
Advisors

We’ll match you with a dedicated insurance advisor who can walk you through your options, answer your questions, and help you find the right coverage at the best price.

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