Compare and purchase
Canada's best home insurance.
Compare and
purchase Canada's
best home insurance.
Home insurance can help protect your home and its contents in case of theft, damage, or loss. It can also help you cover additional living expenses if you're temporarily unable to live in your home. Although home insurance isn’t mandatory (unless you have a mortgage) it is highly recommended. At Surex we help you navigate through the options. You will work with one of our Licensed Insurance Advisors to find you the best coverage for you, at the right price.
Home Insurance in Canada - What You Need to Know
There are three basic types of homeowners insurance in Canada:
Basic or Named Perils: This is a more economical coverage option that covers your home, contents, and property for perils that are specifically named in your policy.
Broad: This is seen as the middle ground coverage between comprehensive and basic. It covers your home against all risks (minus exclusions) and coverage for your contents against any named risks.
Comprehensive: This provides the most coverage and is the most expensive. It covers your home and its contents against all perils (except the ones specifically excluded from your insurance policy).
Surex offers a comprehensive list of discounts to get you cheap home insurance in Canada.
The list includes:
- Bundle discount
- Credit discount
- Mortgage-free discount
- Alarm discount
- Loyalty discount
- Renewal discount
- Age discount
- Sewer back-up discount
- Claims-free discount
- New business discount
- Flex discount
- Smoke-free discount
- Occupation discount
- Household discount
- Gated community discount
- Multi-line discount
What are the benefits of bundling home and auto insurance with Surex, as opposed to another company?
Well just as we compare Canada's elite insurance providers to find you the cheapest home insurance rate, we do likewise with auto insurance. Your Licensed Insurance Advisor is then able to combine the best pair of quotes - even if it's two different companies providing the best quote in each category.