Compare and purchase the best
car insurance rates in Windsor.

Car insurance policies are offered by personal lines insurance providers across Canada. Contact the best insurance broker so they can provide you with an online car insurance quote from the top rated car insurance companies in Ontario so you can compare prices and the best insurance coverage options!

Car insurance in Windsor is an agreement between customers and insurance providers that commits to protecting against financial losses in the case of a car accident or automobile theft.

Yes, all Ontario drivers including drivers in Windsor are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage. 

There are three types of auto insurance coverage in Canada. 

• Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 
• Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
• Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Car insurance in Windsor costs approximately $1,300 per year. It is less than the provincial average and lower than many other cities in Ontario. Drivers should shop around online to get the best car insurance rate possible in Windsor. Remember, there are multiple factors that affect an online insurance rating for vehicles in Ontario. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance!

Drivers should shop around online to get an automobile insurance quote for the best car insurance in Windsor. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Various factors affect low cost auto insurance rates, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.

Drivers must provide a few documents for their car insurance in Windsor. These include a valid driver’s license, proof of driver’s education training (if completed), vehicle registration, driving history (obtained through Service Ontario), license plate number, current car insurance policy, which drivers will use the vehicle, and payment information. 

The top rated car insurance companies in Ontario send a renewal notice in the mail or online when policies come close to expiration. Policies will have 30 days before they expire, at which point customers can decide to renew or switch up their policies. 

The most affordable online car insurance company will depend on every customer’s unique situation. Ontario automobile insurance companies have their own formulas, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare insurance companies with Surex so that licensed insurance advisors can shop the market for you. 

You can contact your assigned Surex insurance broker/advisor or contact the auto insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.