No ESI data
Skip to main content

Compare and purchase the best
car insurance rates in Thunder Bay.

Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.

Types of coverage we provide

Collision Coverage
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Comprehensive Coverage
Comprehensive Coverage
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Family protection
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Windshield Coverage
Windshield Coverage

Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Depreciation Coverage
Depreciation Coverage
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.

Save up to 25% by bundling your home and auto insurance

Start an auto quote and say Yes to bundling. A dedicated advisor will assist you in finding you savings on your auto and property policies

Our Reviews

Get the best rates from Canada’s top insurance providers

Bundle Your Home & Auto To Save up to 25%

Thunder Bay, also known as the sleeping giant, has a population of just over 100,000 residents. It is situated on Lake Superior, in Northwestern Ontario. The Trans Canada Highway runs through the city to Winnipeg (in the west) and Sault Ste Marie (in the east). It’s a quick 45-minute drive south to the US border (Pigeon River border crossing) that connects to the Midwest via Duluth, MN. The geographical location of Thunder Bay makes the city a major crossroad for travellers, thus earning it the nickname of “Canada’s Gateway to the West”.

When you own a car, getting automobile insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need low cost auto insurance from one of the top rated car insurance companies in Ontario. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get on the road today!

Save up to 25% on affordable car insurance in Thunder Bay!

Yes, all Ontario drivers including drivers in Thunder Bay are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage.

There are three types of auto insurance coverage in Canada. 

  • Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 
  • Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
  • Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Car insurance policies are offered by personal lines insurance providers across Canada. Contact an insurance broker so they can provide you with an online car insurance quote from leading insurance providers so you can compare prices and the best insurance coverage options!

Compare 10+ Quotes +

+

Speak to a Dedicated Advisor

Denae P.

Licensed Insurance Advisor

Insurance Broker

The best road-trip destinations in Thunder Bay

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Thunder Bay to explore on your next road trip.

Surex Insurance Tips & Advice

Compare auto insurance rates now!

Start an insurance quote now