Compare and purchase the best
car insurance rates in Orillia.

Car insurance policies are offered by personal lines insurance providers across Canada. Contact an insurance broker so they can provide you with a quote from leading insurance providers so you can compare prices and coverage!

The average cost of car insurance in Orillia is $1,764 per year.

But, there are multiple factors that affect car insurance rates in Orillia. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance.

Yes, all Ontario drivers including drivers in Orillia are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).

There are three types of car coverage in Canada. 

• Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 

• Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, or flood.

• Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

There are a number of measures that motorists can take to lower their auto insurance premiums, including enrolling in an approved safe driving program, raising their deductibles, paying their annual car insurance premium all at once (instead of in monthly installments), driving fewer kilometres per year, avoiding making minor claims, never missing a payment, and bundling their insurance policies.

Can you transfer car insurance to another car? Yes. Simply let your insurance company know that you’ve purchased a new vehicle and would like to insure it. Your premium could change, depending on vehicle details, coverages added or removed, and your driving situation, but be sure that your updated policy no longer covers your old vehicle.

Surex connects you with our insurance partners to get car insurance quotes. Your Dedicated Insurance Advisor will help you to understand these quotes, and what they comprise. We know auto insurance can be a daunting prospect for some, so we always aim to make it as straightforward as possible for you. Surex also has access to quotes you might not find anywhere else, due to our strategic partnerships with insurance providers in Ontario.

Drivers should shop around online to get the best car insurance rate possible in Orillia. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Various factors affect car insurance rates, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.

The cheapest car insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepared when you call.