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Compare and purchase the best
car insurance rates in Brantford.

Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Types of coverage we provide
Family protection
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Windshield Coverage
Windshield Coverage

Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Depreciation Coverage
Depreciation Coverage
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Collision Coverage
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Comprehensive Coverage
Comprehensive Coverage
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Our Reviews

Get the best rates from Canada’s top insurance providers
Save up to 25% on car insurance in Brantford by teaming up with Surex

Brantford is famous for two reasons: it's the hometown of Wayne Gretzky and the birthplace of the telephone. This southwestern city has a population of just over 100,000 and sits along the Grand River. The city boasts 70km of scenic outdoor trails, with a system that connects to nearby cities, running through different parts of Brantford. It is a short drive to Hamilton and about one hour to Toronto. Brantford is a smaller, more rural city so having a car is important, and finding low cost auto insurance even more so!

That’s where Surex steps in. At Surex, we make finding affordable car insurance in Brantford a quick and simple task. We pair drivers with their own personal insurance advisor, who can help them find and compare coverage options from the top rated car insurance companies in Ontario. Contact us today to learn how you can save up to 25% with Surex!

Car Insurance in Brantford - What You Need to Know

The average cost of car insurance in Brantford is approximately $1,250 per year. Drivers should shop around online to get the best car insurance rate possible in Brantford. There are multiple factors that affect a car insurance rating. The top rated car insurance companies in Ontario take these different variables into account, so the cost of car insurance in Peterborough will vary for everyone! To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance!

Bundle policies: By bundling multiple types of insurance in Brantford with the same online auto insurance company, you can get up to 15% savings on auto insurance and 10% savings on home or condo insurance. The discount applies to tenant (ie. renters) insurance, so even if you don’t own a home, be sure to ask about bundling options.  

Telematics: Certain insurance providers in Ontario offer discounts for participating in telematics programs. Telematics programs — also known as Usage-Based Insurance — automatically track driving behaviour and reward safe driving with discounts of up to 30%. Driving behaviour is tracked through a small digital device that gets installed in the policyholder’s vehicle and that measures factors such as speed, trip distance, braking, fuel consumption, and driving smoothness.

Pay annually: Paying your full annual premium for car insurance at one time — instead of dividing it into twelve monthly installments — will usually result in a discount on your auto insurance premiums. This is because it means drivers avoid paying for the service fees that the top rated car insurance companies in Ontario typically charge policyholders to process their monthly payments.

Winter tires: By installing four approved winter tires during the winter months (when temperatures fall below 7 degrees Celsius), drivers can typically save up to 5% on their auto insurance premiums. To be sure a winter tire meets the standards set by the Rubber Association of Canada, look for the small mountain-shaped symbol containing a snowflake.

At Surex, our three-step process will ensure that you end up with the best car insurance in Brantford. Here’s how it works:

Personalized Insurance Quotes: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under ten minutes, you’ll have up to ten personalized insurance offers to choose from.

Customize Your Offers:  Once you receive your online car insurance quote, you can edit your information, compare insurance companies and compare quotes to find the best overall value.

Purchase and Manage 24/7: Once you’ve selected an auto insurance quote and reviewed the insurance policy with your dedicated assistant, you can electronically sign documents to receive instant proof of insurance if you'd like to get insurance online. If you’d rather speak with someone we will connect you with a Dedicated Insurance Assistant to walk you through all the options and answer any questions you might have. Once finished, your Ontario automobile insurance documents will arrive in the mail and you can manage your policy 24/7 with our ‘My Surex’ login feature.

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The best road-trip destinations in Brantford

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Brantford to explore on your next road trip.

Surex Insurance Tips & Advice
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