Best Home Insurance Companies In Ontario
Finding the perfect home in Ontario is never an easy task. The ideal home needs to be the right size, be in a suitable location and work with your budget.
Once you have taken care of the necessary tasks and found your dream home, there’s one final task that you need to face — finding a home insurance company.
Finding the best home insurance companies in Ontario can be almost as challenging as finding the perfect home!
There are several home insurance companies to choose from, which makes it challenging to learn about them all. Because of this, homeowners need to do a fair amount of research, shop around and read all of the fine print in prospective policies.
At Surex, one of our primary goals is to make finding home insurance easier for Ontarians, like you. We’ve put together this quick list of (what we feel are) some of the best home insurance companies Ontario has to offer.
To be clear, all of our valued insurance partners offer a wide variety of high-quality coverage; the following providers are ones are rate highly in Ontario.
START A QUOTEWhat are the best home insurance companies in Ontario?
In our opinion, there’s no single “best” home insurance provider in Ontario or even in Canada. Each home insurance company has its own unique sets of characteristics, rules, products, etc.
Because of this, the “best” home insurance company may differ depending on who you ask.
But, if you’re looking for the top rated home insurance companies in Ontario, ask your Surex insurance advisor for quotes from the following companies:
- Travelers Canada
- Aviva Canada
- Gore Mutual
Travelers Canada
Are you looking for flexible, high-quality home insurance in Ontario? Look no further than Travelers Canada.
Travelers Canada has been a prominent presence in the Canadian insurance industry for a very long time. With over 130 years of experience and roughly 1,400 employees across the country, Travelers Canada is a growing force to be reckoned with (if you’re the competition, that is).
Travelers Canada offers everything that you would expect in a home insurance policy, including the following coverages:
- Dwelling
- Other structures
- Liability
- Additional living expenses
- Personal property
In addition to the coverage mentioned above, Travelers Canada also offers the following types of optional home insurance add-ons to protect homeowners from niche or location-specific risks:
- Sewer back-up and groundwater protection
- Earthquake coverage
- Overland water coverage
- Home business coverage
Speak with your Surex insurance advisor for more information about Travelers Canada.
Aviva Canada
If you’ve shopped around for home insurance in Ontario before, you’re likely familiar with Aviva Canada.
Aviva Canada is known for being one of the top home insurance companies in Ontario and across the globe.
Aviva Canada plays an integral role in setting industry trends and shares its success with Canadian communities. For instance, Aviva Canada founded the Aviva Community Fund in 2009. Since its creation, the Aviva Community Fund has raised roughly $9.5 million for hundreds of charities throughout Canada.
Not to mention, Aviva Canada has the accolades to back up its reputation and success. In 2021, Aviva Canada received 5-Star Excellence Awards for the following coverage categories:
- Personal liability coverage
- Dwelling coverage
- Content coverage
With a track record like this, it’s easy to see why Aviva Canada is such a heavy-hitter in the Ontarian home insurance industry.
Reach out to your Surex insurance advisor if you’d like to learn more about pricing, products, quotes, etc., regarding Aviva Canada.
Gore Mutual
Gore Mutual is a growing name in the Ontarian home insurance industry. The company is currently best-known for providing high-end home insurance products in select Canadian provinces, including Ontario.
Although many home insurance companies do what they can to give back to their policyholders, Gore Mutual takes things a step further. One of their many long-term goals is to help create a future that mutually benefits policyholders, brokers and their employees. One of the ways that Gore Mutual does this is by reinvesting a significant portion of its profits into a “better tomorrow” for everyone.
However, this isn’t the only thing that sets Gore Mutual apart from the other home insurance companies in Ontario.
One of the many unique products that Gore Mutual offers policyholders in Ontario is known as their VIP Endorsement.
The VIP endorsement gives policyholders the opportunity to amend their comprehensive home insurance policy with the following forms of coverage:
- Contents coverage
- Building coverage
- Personal liability
- Loss prevention coverage
- Identity theft coverage
- Go Green
- Home invasion protection
- Scam protection
The VIP Endorsement is also available for condo insurance, tenant insurance and seasonal comprehensive home insurance policyholders in Ontario.
*Additional types of protection vary based on the type of policy you hold.*
Do you want to learn more about Gore Mutual or the VIP Endorsement? Don’t hesitate to contact your Surex insurance advisor today.
Want to partner up with some of the best home insurance companies in Ontario? Shop with Surex!
Finding competitive home insurance quotes in Ontario may feel like an uphill battle. Thankfully, when you have a Surex insurance advisor by your side, finding quotes for high-quality coverage becomes a quick, straightforward task.
Our team works alongside some of the best home and auto insurance companies in Ontario (including the companies listed above) and across the country! Having access to quotes from some of the province’s top insurance companies makes it easier for you to find a product that works with your home insurance budget and meets all of your unique needs.
Feel free to contact a Surex advisor today if you’d like to receive a collection of competitive (and affordable) home insurance quotes in ten minutes or less!
While you’re chatting with your advisor, be sure to ask how much you can save when you bundle multiple insurance policies with one of our partners (here’s a hint — it’s up to 25%!).
Want to learn more about the best home insurance companies in Ontario?
Do you want to learn more about Travelers Canada, Aviva Canada, Gore Mutual or any of our other reputable insurance partners? Don’t hesitate to reach out to one of our trusted insurance brokers by phone or online.
