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Compare and purchase the best
home insurance rates in Calgary.

Compare and purchase the best
home insurance
rates in Calgary.

Get free & accurate quotes from Canada’s top home insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top home insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
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Get the best rates from Canada's top insurance providers
We can help you save up to 25% on the best home insurance in Calgary

Calgary is a prime example of why Canada is referred to as a melting pot. Currently, about one-quarter of Calgary’s population is foreign-born, which adds to its already diverse and unique culture. The median age of residents in Calgary is 36, making it one of the “youngest” cities in Canada. These are just a few of the reasons why Calgary is a fantastic place to start a career or family.

Whether you’re planning on moving to Calgary or simply want to buy a new home, you’ll likely need to purchase home insurance. Although there’s no law stating that you need home insurance in Calgary, your mortgage lenders will probably require you to obtain it.

If you’re having a hard time finding the best home insurance in Calgary, the Surex team is here to lend a helping hand. At Surex, we take pride in our ability to provide the cheapest, most affordable home insurance quotes in Calgary. Our insurance advisors work side-by-side with the top Canadian home insurance companies in order to make it easier for policy holder to get insurance online.

Home Insurance in Calgary - What You Need to Know

A basic home insurance policy in Calgary will protect the homeowner against a range of perils, threats, and damages to their home. Here’s a list of things you’ll be covered against:

  • Weather-related damages (i.e. hail, wind, tornadoes, lightening, earthquakes, severe rain)
  • Vandalism and break-and-enters
  • Smoke and fire damage
  • Protection against explosions
  • Civil unrest, rioting, and violent protests
  • Freezing pipes
  • Collision damage (from aircrafts or vehicles)
  • Impact from falling objects
  • Coverage for detached structures on your property (i.e. garage, shed, guest house)
  • If someone is injured or dies on your property, you could be held financially liable. Basic home insurance policies in Calgary will typically cover you (i.e. the policyholder) against costs associated with these kinds of liabilities.
  • If you accidentally cause damage to somebody else’s property — whether outside your city, province, or country — you will be protected against the associated costs.
  • Coverage for the cost of temporary living arrangements, while your property is being repaired or replaced (i.e. short-term hotel stay, apartment rental)

​​Homes are not only the single largest financial investment of our lives, they’re also where we raise our children, store our valuable possessions, form lifelong memories, make friends with our neighbours, and connect with our community. Therefore, it should come as little surprise that many Calgary-based homeowners choose to protect their houses with home insurance. Despite not being a legal requirement, many homeowners still opt to protect their investments with a quality home insurance policy in Calgary.

What’s the best way to find home insurance? Simply visit Surex.com and compare rates from up to ten of Canada’s leading home insurance companies at one time to find the affordable home insurance rates available. In only a few minutes, you can find affordable coverage that will protect you against weather-related damages, vandalism, fires, costly repairs, and more. Even if you have high-value jewelry, antiques, or expensive entertainment systems, Surex can cover you for those, too. In order to get a quote online, you’ll need to provide some basic home information, including the year your home was built, the type of home you have, any renovations or upgrades that have been made, and the square footage of your residence. Getting home insurance in Calgary can be complicated. Surex makes it easy with a simple online process and a dedicated insurance broker to help you along the way.

 

Home insurance in Calgary can be expensive, but luckily there are many ways for homeowners to lower their premiums. Here are a few ways to cut down on costs while staying protected:

  • Shop around: One of the most effective strategies to finding an affordable home insurance policy is to visit a rate comparison site like Surex.com. Different home insurance providers provide varying rates and offer different discounts, so it’s important to compare insurance companies and online insurance quotes before settling on a policy.
  • Bundle your policies: Another effective way to lower your home insurance premium is by bundling your existing insurance policies (e.g. auto and home) with the same provider. Bundling your policies can result in savings of up to 10% on home insurance and 15% on auto insurance.
  • Raise your deductible: Like with many insurance policies, increasing the amount you need to pay before collecting on a claim (ie. your deductible) can lower your home insurance premiums. Just be prepared to pay a bigger share in the event of a claim.
  • Choose a new home: By buying a newly-built home, townhouse, or condo in Calgary (i.e. less than ten years old), you may qualify for a home insurance discount. This is because newer dwellings tend to have fewer issues than older homes, thus you’ll be seen as a lower risk to your insurance provider.

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