No ESI data
Skip to main content

Compare and purchase the best
home insurance rates in British Columbia.

Compare and purchase the best
home insurance
rates in British Columbia.

Get free & accurate quotes from Canada’s top home insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top home insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Type of Coverage We Provide
Comparing rates from Canada's leading Insurance Providers

Our Reviews

British Columbia home insurance rates vs. other provinces

British Columbia has fairly average insurance rates, when you compare them with other provinces. However, the price of owning a home in BC is much higher, so if you can save on your insurance why not? Start a free quote with us now to find out how much you could save!

Province

Average Rates

British Columbia

$2,389

Ontario

$1,797

Alberta

$2,304

Newfoundland & Labrador

$2,513

Manitoba

$1,335

Northwest Territories

$3,367

Nunavut

$3,516

Saskatchewan

$1,873

Nova Scotia

$2,788

New Brunswick

$2,402

Yukon

$1,830

Prince Edward Island

$1,145

See how our customers save big on home insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these British Columbia homeowners save on home insurance.

Customer

City

Type

Average Rate

Lowest Rate

Savings

Home Insurance FAQs

You will need the following information to ensure quote accuracy while getting quotes from the top home insurance companies in Canada:

  • Square footage of your home
  • Year your home was built
  • Details on any upgrades or modifications
  • Your exact address
  • Your personal home insurance claims history

We provide affordable home insurance in BC to look after the bricks and mortar part of your home, as well as your possessions inside. You can get online insurance to protect against fire, fixes and repairs.

You can be covered from inclement weather such as wind, hail and lightning. Our coverage also extends to protect your valuables from theft.

Depending where you live in, some home insurance coverages might be required in a home insurance policy in BC. For instance, if you live in an area that has high winds, windstorm coverage might be mandatory in a home insurance policy.

If you’re curious about other potential coverages you can add to your home insurance policy that aren’t required, your Surex Personal Assistant will be able to explain the benefits of adding coverage, as well as let you know how it’ll impact your annual home insurance premiums.

 

Compare 10+ Quotes +

+

Speak to a Dedicated Advisor

Denae P.

Licensed Insurance Advisor

Insurance Broker
How you can save money on home insurance?

Home insurance has many factors when calculating the rates.  Plus, every home insurance company underwriters risk differently, so that is why getting to compare quotes is important. Here are a few things to keep in mind:

Advisor
Increase your deductile

Increase your deductible

This is the amount you pay towards an insurance claim, so by offering to pay a higher percentage of a future claim, your insurance company will decrease the cost of your premium. But, keep in mind you will be paying more out-of-pocket when, and if, you ever file a claim.

Bundle your insurance

Bundling always helps you save, whether it's your phone, tv, or internet! So, if you have a car, or any other insurable item, think about going with the same insurance company, who will most likely reward you with a discount!

Shop around

Always compare home insurance quotes to see what all your options are on similar policies. No two policies are the same, so comparing will let you choose what's right for you.

How it works
How it works

Get a personalized quote in minutes! We’ll help you compare multiple offers from Canada’s top insurers. Your dedicated advisor is here to help every step of the way.

Why Surex?
Why Surex?

Surex makes it easy to compare, purchase, and save up to 25% on your insurance needs. We shop the market for you, finding the best rate for the coverage you need.

Our Advisors
Our Advisors

We’ll match you with a dedicated insurance advisor who can walk you through your options, answer your questions, and help you find the right coverage at the best price.

Compare home insurance rates now!
Start an insurance quote now