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Compare and purchase the best
car insurance rates in Scarborough.

Compare and purchase the best
car insurance
rates in Scarborough.

Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
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Surex can help you save up to 25% on affordable car insurance in Scarborough

As you may know, towns and cities located within the Greater Toronto Area, like Scarborough, tend to have high car insurance rates. Because of this, it’s not uncommon for drivers to have a hard time finding affordable car insurance in Scarborough.

That’s where we step in; at Surex, we do everything that we can to make finding low cost auto insurance as easy and frictionless as possible. Our experienced insurance advisors can guide you towards the perfect policy for your vehicle. Reach out today to learn how we can help you save up to 25% on the best insurance coverage in Scarborough when you bundle multiple policies with one of the top rated car insurance companies in Ontario.

Car Insurance in Scarborough - What You Need to Know

At Surex, our three-step process will ensure that you end up with the best car insurance in Scarborough. Here’s how it works:

  1. Personalized insurance quotes: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under 10 minutes, you’ll have up to ten personalized insurance offers to choose from.
  2. Customize your offers: Once you receive the initial auto insurance quote, you can edit your information, compare insurance companies and compare quotes to find the best overall value.
  3. Purchase and manage 24/7: Once you’ve selected an online car insurance quote & reviewed the insurance policy with your insurance broker, you can electronically sign documents to receive an instant proof of insurance if you want to get insurance online. If you’d rather speak with someone we will connect you with the best insurance broker who can walk you through all the options and answer any questions you might have. Once finished, your Ontario automobile insurance documents will arrive in the mail and you can manage your policy 24/7 with our ‘My Surex’ login feature.
  • Watch for new drivers. Scarborough is known for attracting high numbers of immigrants and students, which means the area has a lot of new drivers learning the rules of the road. Watch out for driver’s education vehicles and be especially careful when driving near educational campuses in Scarborough.
  • Winterize your ride. Scarborough has long-lasting and bitingly cold winters. Before  facing the wintery GTA roads, make sure you install four approved winter tires, pack a well-stocked emergency kit, use winter-rated washer fluid, have a fully-charged cell phone, keep your gas tank at least half full, know exactly where you’re headed, and drive with a high degree of caution. 
  • Avoid the 401. Highway 401, which cuts through Scarborough, is prone to congestion and can be especially dangerous in rain, sleet, hail, and other driving conditions. If you only need to get across town, consider an alternative east-west artery, such as Ellesmere Avenue, Lawrence Avenue, or Kingston Road. 
  • Pay attention. Distracted driving has become a major source of accidents and traffic blockage in Ontario. In an effort to crack down on distracted driving — especially caused by smartphone use while operating a vehicle — Toronto police are imposing fines of $1,000 and three demerit points for a first-time distracted driving offence. Safe driving requires your full attention, so put the phone away until you arrive at your destination. 
  • Lower your kilometres. Putting fewer kilometres on your vehicle each year can result in a lower annual premium. So even if it’s just one day per week, try to leave your car at home and instead walk, cycle, carpool, or use public transportation to get to work. 
  • Don’t miss payments. This may seem obvious, but many Ontario drivers miss payments, resulting in the top rated car insurance companies in Ontario viewing them as high-risk, and therefore increasing the likelihood of a rate increase. Do whatever you need to do to never miss a payment, including setting calendar reminders, automating your payments through your online banking, setting up automatic monthly withdrawals, or paying all at once instead of in monthly instalments. 
  • Compare your options. Shop around! Instead of automatically re-upping with your current insurance provider, take a few minutes each year (prior to your renewal date) and visit a rate comparison site like Surex to get a free automobile insurance quote. Provider’s rates can change, as can your situation, so it’s critical that you compare your options instead of blindly renewing with one of the same top rated car insurance companies in Ontario — just be sure to do it prior to renewal, so if you decide to switch, you can do so without incurring a cancellation penalty.  
  • Bundling can help you save. If you have more than one insurance policy, ask about bundling them with the same auto insurance company — for example, you could bundle your home insurance and automobile insurance. Bundling your policies not only streamlines your finances, it can save you up to 10% on your home (or condo or renter’s) insurance, and up to 15% on your car insurance in Scarborough.

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The best road-trip destinations in Scarborough

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Scarborough to explore on your next road trip.

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