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Compare and purchase the best
car insurance rates in Mississauga.

Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Types of coverage we provide
Family protection
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Windshield Coverage
Windshield Coverage

Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Depreciation Coverage
Depreciation Coverage
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Collision Coverage
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Comprehensive Coverage
Comprehensive Coverage
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Our Reviews

Get the best rates from Canada’s top insurance providers
Save as much as 25% when you shop with Surex for affordable car insurance in Mississauga

Living in an ever-growing city, like Mississauga, has lots of benefits. The city has numerous restaurants and boutiques that are more than worth a visit. Similarly, the city is home to a number of annual events and festivals, making it a fantastic place to live. But, as you likely know, car insurance in Mississauga can be expensive.

If you’re having trouble finding cheap car insurance in Mississauga, you can reach out to a Surex insurance advisor. Our advisors can provide you with several personalized car insurance quotes from the top rated car insurance companies in Ontario in ten minutes or less! Call or click today to learn how you can save up to 25% on affordable home insurance when you shop with the best insurance broker around.

Car Insurance in Mississauga - What You Need to Know

At Surex, our three-step process will ensure that you end up with the best car insurance in Mississauga. Here’s how it works:

  1. Personalized auto insurance quotes: Surex will capture some of your basic information when you get insurance online or over the phone and then shop the market for you. In under 10 minutes, you’ll have up to 10 personalized auto insurance offers to choose from.
  2. Customize your offers: Once you receive the initial online car insurance quote, you can edit your information and compare insurance companies to find the best overall value.
  3. Purchase and manage 24/7: Once you’ve selected a quote & reviewed the insurance policy with your dedicated assistant, you can electronically sign documents to receive instant proof of insurance. If you’d rather speak with someone we will connect you with a Dedicated Insurance Assistant to walk you through all the options and answer any questions you might have. Once finished, your documents will arrive in the mail and you can manage your insurance policy 24/7 with our ‘My Surex’ login feature.
  • Highway driving. Whether you’re taking Highway 401, Highway 403, Highway 407, or the Queen Elizabeth Way (QEW), you’ll need to be prepared for Mississauga’s highway driving. It’s important to plan your route in advance, try to avoid poor driving conditions, keep a well-maintained vehicle, accelerate quickly (but carefully) when merging onto a highway, and leave plenty of braking distance between yourself and the car ahead.
  • Avoid distraction. Distracted driving is a major problem on Ontario roads, and police forces are cracking down with increasingly stiffer penalties. Before you set out on one of Mississauga’s congested roads, remember to put your phone on silent and resist the temptation to look at it. Safe driving always requires your full, undivided attention.  
  • Watch for kids. Mississauga is a family-oriented city, full of public parks, trails, sports facilities, markets, shopping malls, schools, daycares, and busy residential neighbourhoods. Drive slowly and carefully, especially when you see children around.
  • Construction city. Mississauga is a booming city, and as a result, ongoing construction is the norm. Expect to encounter delays, narrowed streets, detours, patchwork roads, machinery, and construction workers on your drive. Pay close attention to street signage and keep a cool head when behind the wheel.

Review your policy with your online auto insurance company annually. Auto insurance rates in Mississauga can change regularly, so it’s recommended that you review your coverage on an annual basis. It only takes a few minutes to get an updated auto insurance quote, and doing so could result in major savings on your annual premium. Additionally, any changes to your living, driving, or work situations could result in changed premiums, so it’s wise to get a new automobile insurance quote each year (prior to renewal) to ensure that your profile is up to date and you’re paying the lowest price possible.

  • Occupation savings. Having certain professions are seen as ‘low-risk’ in the eyes of insurers, and therefore can result in savings to your auto insurance premium — so it’s important that Mississauga drivers ask their Dedicated Insurance Assistant if their job qualifies them for any discounts. Occupations that can result in savings include law enforcement, accounting, teachers, nurses, and pilots. Retirees also typically see premium discounts.
  • Ask about discounts. Many drivers are unaware of how many auto insurance discounts are available. If you’re looking for every possible way to lower your rate, always ask your Dedicated Insurance Assistant if you qualify for any discounts. Here are some auto insurance discounts to consider: ‘Good Student,’ ‘Green Vehicle,’ ‘Driver Training Course,’ ‘Accident-Free,’ ‘Private Parking,’ ‘CAA Membership,’ ‘Close to Work,’ ‘Car Security,’ and ‘Early Renewal.’
  • Don’t pay for what you don’t need. As a rule of thumb, if the deductible required for a certain coverage (ie. the cost to repair the vehicle) is higher than the cost to replace the vehicle, that coverage probably doesn’t make sense to include in your insurance policy. Therefore, an older car may not require certain optional coverages. For example, if your car is only worth approximately $1,000, and Comprehensive coverage has a $1,500 deductible, it probably doesn’t make sense to add Comprehensive. Ask your Dedicated Insurance Assistant for their professional opinion.

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The best road-trip destinations in Mississauga

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Mississauga to explore on your next road trip.

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