Compare and purchase the best
car insurance rates
in London.
Compare and purchase the best
car insurance
rates in London.
Our Reviews
The city of London is one of the most scenic locales in Southwestern Ontario. This fantastic city is full of amazing sites and things to do. You can go on an adventure in one of the sprawling parks, like Victoria Park, or take a peaceful stroll around the Western University campus. If you’re looking for something a little more fast-paced, you can go for a drive and explore the city streets.
If you’re planning on going for a ride, you’ll need to purchase car insurance in London. Car insurance is legally required in London (along with the rest of Canada), so you’ll need it if you want to get around the city.
Thankfully, finding affordable car insurance in London is easy when you team up with a Surex insurance broker. At Surex, we want to help you find and save on the best car insurance in London and the rest of Canada. We do this by working side-by-side with the the top rated car insurance companies in Ontario. Contact us today to learn how you can save up to 25%.
Car Insurance in London - What You Need to Know
At Surex, our three-step process will ensure that you end up with the best car insurance in London, Ontario. Here’s how it works:
- Personalized automobile insurance quote — Surex will capture some of your basic information when you get insurance online or over the phone and then shop the market for you. In under ten minutes, you’ll have up to ten affordable car insurance insurance offers to choose from.
- Customize your offers — Once you receive the initial quote, you can edit your information and compare insurance companies to find the best overall value.
- Purchase and manage 24/7 — Once you’ve selected an online car insurance quote and reviewed the insurance policy with your dedicated assistant, you can electronically sign documents to receive instant proof of insurance. If you’d rather speak with someone we will connect you with a dedicated insurance assistant to walk you through all the options and answer any questions you might have. Once finished, your documents will arrive in the mail and you can manage your online insurance policy 24/7 with our ‘My Surex’ login feature.
- Highway bound — Whether it’s the mighty Highway 401, or the series of smaller highways that criss-cross the region, driving in London means getting comfortable in and around busy highways. As with any high-speed, high-traffic routes, always give yourself lots of time to account for congestion, accidents, detours, or poor driving conditions.
- Snow belt — London is situated in the heart of Ontario’s major ‘snow belt’. This means that the lake effect generated by the surrounding Great Lakes results in higher annual snowfall in London than in many of the surrounding cities and towns. In London’s harsh winters, all of the usual winter driving tips are especially important to follow: install approved winter tires, drive slowly and with caution, keep a snow scraper and an emergency kit in your vehicle, consider getting a roadside assistance coverage package, avoid using cruise control (especially in icy conditions), and learn how to handle skidding.
- Pay extra attention at intersections — London is full of busy intersections, many of which see high rates of vehicular and pedestrian accidents. Commissioners and Wellington — one of the city’s busiest intersections — is especially prone to accidents. Whether you’re on foot or operating a vehicle, approach junctures with a high degree of caution.
- Mind the construction — London’s downtown is undergoing a major (and overdue) overhaul. While the city’s aged infrastructure gets rejuvenated, drivers should be mindful of detours, closed routes, narrowed lanes, overhead construction, congestion, construction workers, and slower driving conditions. Construction can be frustrating to navigate with a vehicle, but when it comes to driving, cooler heads always prevail.
- One-way streets — London has its fair share of one-way streets and avenues, often serving to calm traffic in residential areas and around the downtown. If you’re not familiar with London, use a GPS device to help you navigate the city’s tricky routes. If you are familiar with the city, always be mindful of traffic flow, pedestrian crossings, speed bumps, and other traffic-calming measures.
- Review your policy annually — The car insurance rates in London can change regularly, as can your driving and living situation, so the single most important way to be sure you’re paying the lowest amount possible for car insurance is by going online and comparing the rates offered by different insurance providers. It only takes a few minutes to get an updated quote each year — but make sure you do it prior to your insurance policy renewing. Comparing car insurance rates is easy, free, and can result in major savings to your annual premium.
- Consider insurance when selecting a vehicle — Many new vehicles come equipped with the latest safety technology, which can attract safe drivers, making them cheaper to insure in London. Other new vehicles attract ‘sportier’ drivers and are more likely to be stolen, resulting in insurance companies to view them as high-risk — and as such, can be more expensive to insure. It’s important to consider insurance when selecting a new vehicle. Take a few minutes to run multiple vehicle scenarios on a rate comparison site, like Surex, to get an idea of how much you would pay for different makes and models.
- Investigate discounts — Drivers are often unaware of how many auto insurance discounts are available. When speaking to your personal insurance assistant, be sure to ask about what discounts you qualify for. Some of the discounts to consider include: Conviction-Free, Car Safety Technology, Driver’s Education, Good Student, Private Garage Parking, CAA Membership, Eco Vehicle, and Early Renewal.
- Discounts for certain professions — Are you a nurse or teacher? Police officer or pilot? Retiree? Be sure to let your dedicated insurance assistant know what you do for a living, and you may be pleasantly surprised to find that you qualify for affordable car insurance in London. On the flip side, if insurers view your occupation as ‘high-risk’, there’s a chance your premium could see a rise in price, so be prepared for that as well.
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Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in London to explore on your next road trip.