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Compare and purchase the best
car insurance rates in Halifax.

Compare and purchase the best
car insurance
rates in Halifax.

Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
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Get the best rates from Canada’s top insurance providers
Save up to 25% on car insurance in Halifax

If you’ve ever been to Halifax, then you know it’s difficult to pinpoint precisely why it's so charming. This isn’t due to a lack of charm, mind you; it’s the opposite. The coastal city of Halifax is a beautiful place to live. It’s home to tight-knit communities, wonderful residents and has a reasonable price of living. Plus, there’s even a saltwater ferry that you can ride!

If you haven’t got your sea legs, then you’ll most likely need to use your car to get around the city of Halifax and the rest of Nova Scotia. This means that you’ll need to find car insurance that works with your budget and meets your specific needs. Finding low cost auto insurance in Halifax can be difficult… unless you team up with a Surex insurance advisor!

You can rely on our team of Surex insurance advisors to provide you with the best car insurance quotes in Halifax from the top car insurance companies in Canada. We can supply you with multiple online insurance quotes in ten minutes or less. Call or click today to learn how we can help you save up to 25% on the best insurance in Halifax.

Car Insurance in Halifax - What You Need to Know

  • Don’t be distracted. Since 2008, Nova Scotia has banned the use of texting and mobile phone usage while driving, with first-time offenders facing a $172.50 fine and three demerit points on their license. There is so much to pay attention to while driving, and looking at your phone simply isn’t one of them. If you plan on using your phone’s GPS for directions, have it programmed and mounted in an easy-to-see location before starting your vehicle.
  • Watch for wildlife. Halifax motorists should always be on the lookout for wildlife wandering around or running onto the streets. Moose and deer are the animals most commonly involved in vehicle collisions, especially during their mating season in the fall, when they can be quite aggressive. In 2016, there were 288 reports of vehicles colliding with large animals on Nova Scotia’s highways. So drive with caution and always keep your eyes peeled for our creature friends.
  • Obey the rules of the road. According to a 2015 Safe Driving Study, Halifax is the most dangerous city in which to drive in Canada. Ranking 81 cities in terms of road safety, Halifax came out on the bottom, with the highest percentage increase of vehicle collisions. To ensure you arrive alive and don’t become another driving statistic, always follow the rules of the road, including speed, traffic, impairment, and insurance — and always keep your vehicle well-maintained and clear of any snow or debris.
  • Get a new auto insurance quote each year. Your driving situation can change, as can the rates of insurance companies, so you’re wise to review your policy annually and get an updated automobile insurance quote in advance of your current policy auto-renewing. It’s fast and easy to shop around online for a better rate, and saving a small amount each month can add up to significant savings over the course of your year-long auto insurance policy.
  • Winter tires. Halifax may not have Canada’s worst winters, but that doesn’t mean it doesn’t get plenty cold. As a rule of thumb, when the weather drops below 7 degrees Celsius, it’s time to install approved winter tires on your vehicle. Winter tires not only guarantee you a discount on your premium (typically around 5%), but their softer rubber compound helps you stop more quickly in cold, wet, and icy conditions.
  • Save by bundling. If you’re a driver in Halifax, chances are you’re either a renter or a homeowner. If you have two insurance policies — home and auto — combining them both with the top car insurance companies in Canada can mean savings of up to 10% on your home policy and up to 15% on your auto policy. Speak to the best insurance broker about bundling and other available discounts on car insurance in Halifax.
  • Pay on time. It seems like a no-brainer, but a surprising number of policyholders miss payments. This not only results in a penalty, but it can result in increased rates or being declined insurance altogether. The top car insurance companies in Canada want to know you’re a low-risk customer, and one of the best ways to show them you are is by making your payments on time. If you’re afraid you’ll forget, set reminders in your calendar, automate your payments through your bank, allow your online auto insurance company to withdraw your instalments, or pay for your full premium at once (which will net you a discount!).

At Surex, our three-step process will ensure that you end up with the best car insurance in Halifax. Here’s how it works:

  1. Personalized insurance quotes: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under 10 minutes, you’ll have up to 10 personalized insurance offers to choose from.
  2. Customize your offers: Once you receive the initial quote, you can edit your information, compare insurance companies and compare quotes to find the best overall value.
  3. Purchase and manage 24/7: Once you’ve selected an online car insurance quote & reviewed the insurance policy with your dedicated insurance broker,  you can electronically sign documents to receive instant proof of insurance when you get insurance online. If you’d rather speak with someone we will connect you with a Dedicated Insurance Assistant to walk you through all the options and answer any questions you might have. Once finished, your documents will arrive in the mail and you can manage your policy 24/7 with our ‘My Surex’ login feature.

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The best road-trip destinations in Halifax

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Halifax to explore on your next road trip.

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