Everyone at Surex has treated me me really well when I had the hail damage everything was handled so professional I’m really happy with my insurance company
Transition to another institution went well. The current broker that is now handling my car insurance did not have a hard time with the transfer, it was a smooth one.
Surex's services are very excellent. The management and staff, general insurance advisors are always communicating and found solutions when there are inconveniences occurring.
I will gladly recommend SUREX to friend and families, and to whomever I met who needs house and automobile insurance coverage.
Elsie Manriquez
Long time client
My experience with Surex and particularly Ashley Bushfield has been amazing. She has been a fantastic help with all my insurance question's and need's.
Thank You Ashley
Auto insurance rates are determined by a few things. The rates are determined by how much and how often you drive, your driving record, the state of your vehicle, the type and amount of coverage, and deductibles. Insurance companies in Canada also take into consideration where you’ll be driving this vehicle as well as your demographics like age, marital status, and gender to gage your level of experience. Having a strong credit score will also help you land the best insurance rate you can get. Providers may also look at insurance coverage such as renters’ insurance and homeowners’ insurance in addition to the vehicle type, use, and how many kilometers you drive on an annual basis.
There are four types of home insurance policies that you can choose from:
Standard home insurance: This is also referred to as ‘named perils’ and is relatively basic in what it offers. It financially protects homes and their contents from named risks and perils.
Broad-form home insurance: This is a hybrid form of home insurance that offers aspects of both comprehensive and standard policies. It protects your property from all risks and perils (with exclusions) and your possessions from named perils.
Comprehensive home insurance: This is the most expensive policy, but it provides the most coverage. It financially protects your home and its contents from all risks and perils (with exclusions).
No frills home insurance: This is coverage for properties that don’t meet normal insurance standards. Because of this, very few homeowners in Canada have no-frills home insurance.
At Surex we are here to help you find the best insurance coverage for the best rates. One of the advantages of bundling your insurance policies together is additional savings!
Here are some of the other advantages offered:
Ontario winters bring dangerous driving conditions, but winter tires improve safety and can earn drivers insurance discounts—though few install them for savings despite widespread use.
Ontario drivers will see major insurance changes by July 2026, shifting to an “a la carte” model that offers more choice and updates to accident benefits.
We’re reflecting on a year of growth, change, and major achievements in 2025, overcoming challenges through teamwork and dedication. Here’s a look at what we accomplished together.
