Compare and purchase the best
home insurance rates
in Iqaluit.
Compare and purchase the best
home insurance
rates in Iqaluit.
Our Reviews
Iqaluit, the capital of Nunavut, is located on Baffin Island along the shores of Frobisher Bay. Known for its striking landscapes of ice-capped mountains and tundra valleys, Iqaluit—meaning "place of many fish" in Inuktitut—sits near the mouth of the Sylvia Grinnell River, which flows into the bay. As Nunavut’s largest community and only city, Iqaluit blends modern life with a deep connection to traditional Inuit culture.
Iqaluit is a hub for Inuit artists, filmmakers, and musicians. The city hosts arts and cultural festivals in the spring and summer, drawing talent from across the territory, and making it a vibrant center of creative expression and cultural celebration.
Getting the best home insurance in Iqaluit may feel like a challenge, but, when you team up with a Surex insurance advisor, it becomes a breeze. Our experienced advisors can answer any of your insurance questions. Once your questions have been answered, we can help you find competitive online insurance quotes from the top home insurance companies in Canada. Call or click to start saving as much as 25% on the best insurance coverage in Winnipeg.
Home Insurance in Iqaluit - What You Need to Know
Home insurance in Iqaluit is not legally required if you’ve paid your house in full, but it is required if you need to secure a mortgage. A bank will not lend you money if you do not have homeowners insurance to protect your one most valuable asset.
If you own your home outright — then you can choose to not purchase home insurance. That said, if you were to choose that route, that’s a horrible idea! Say your home was to, unfortunately, burn down because you left the stove on. Without an active home insurance policy, you’d be solely responsible for replacing your home, if you chose to do so, as well as held liable for any damages caused to other people and/or structures.
The best insurance broker knows that the number one reason a person will switch their home insurance policy from one insurance carrier to another is price — the most affordable home insurance price wins. This is why we get as many discounts as we can through our home insurance partners. Discounts for online insurance can include the following:
- Good credit discount
- Mortgage-free discount
- Renewal discount
- Occupational discount
- Alarm/home security discount
- Bundle discount
- Claims-free discount
- Sewer back-up discount
- New business discount
- Flex discount
- Loyalty discount
- Age discount
- Smoke-free home discount
- Household discount
- Multi-lines discount
- Gated community discount
There are four basic types of home insurance:
Comprehensive: This provides the most coverage and is the most expensive. It covers your home and its contents against all perils (except the ones specifically excluded from your insurance policy)
Standard: This covers your house and its contents against named perils and is less coverage than a comprehensive policy.
Broad: This is coverage that is right between a standard policy and comprehensive, covering your home against all risks (minus exclusions) and coverage for your contents against any named risks.
No frills: This provides minimal coverage, and is the most affordable home insurance. It is usually for homes that don't meet underwriting standards (doesn't meet normal insurance standards).
Talk to the best insurance broker about what coverage you need and also about any additional coverage options you may require. Optional add-on coverage costs extra but protects your home against specific risks posed by Winnipeg's climates.
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