Compare and purchase the best
home insurance rates
in British Columbia.
Types of coverage we provide
Provides protection against a lawsuit resulting from damaged property or personal injuries.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Our Reviews
British Columbia home insurance rates vs. other provinces
Province |
Average Rates |
---|---|
British Columbia |
$2,389 |
Ontario |
$1,797 |
Alberta |
$2,304 |
Newfoundland & Labrador |
$2,513 |
Manitoba |
$1,335 |
Northwest Territories |
$3,367 |
Nunavut |
$3,516 |
Saskatchewan |
$1,873 |
Nova Scotia |
$2,788 |
New Brunswick |
$2,402 |
Yukon |
$1,830 |
Prince Edward Island |
$1,145 |
See how our customers save big on home insurance
Customer |
City |
Type |
Average Rate |
Lowest Rate |
Savings |
---|
Home Insurance FAQs
You will need the following information to ensure quote accuracy while getting quotes from the top home insurance companies in Canada:
- Square footage of your home
- Year your home was built
- Details on any upgrades or modifications
- Your exact address
- Your personal home insurance claims history
We provide affordable home insurance in BC to look after the bricks and mortar part of your home, as well as your possessions inside. You can get online insurance to protect against fire, fixes and repairs.
You can be covered from inclement weather such as wind, hail and lightning. Our coverage also extends to protect your valuables from theft.
Depending where you live in, some home insurance coverages might be required in a home insurance policy in BC. For instance, if you live in an area that has high winds, windstorm coverage might be mandatory in a home insurance policy.
If you’re curious about other potential coverages you can add to your home insurance policy that aren’t required, your Surex Personal Assistant will be able to explain the benefits of adding coverage, as well as let you know how it’ll impact your annual home insurance premiums.
Compare 10+ Quotes +
Speak to a Dedicated Advisor
Licensed Insurance Advisor

Surex Insurance Tips & Advice
Trump's tariffs on Canada, Mexico, and China impact industries like insurance by raising costs on goods. Retaliatory tariffs and economic tensions continue as the U.S. cites immigration and drug concerns.
Night driving poses challenges like reduced visibility and glare. We examine whether night driving glasses improve safety to help you navigate the roads safely after dark.
Starting a business is thrilling but comes with risks. The right insurance protects you. This guide outlines essential policies and tips for securing the right coverage.