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Compare and purchase the best
home insurance rates in British Columbia.

Get free & accurate quotes from Canada’s top home insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top home insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.

Types of coverage we provide

Liability Coverage
Liability Coverage

Provides protection against a lawsuit resulting from damaged property or personal injuries.

Home Insurance
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
Sewer Backup, Overland / Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Comparing rates from Canada's leading Insurance Providers

Our Reviews

British Columbia home insurance rates vs. other provinces

British Columbia has fairly average insurance rates, when you compare them with other provinces. However, the price of owning a home in BC is much higher, so if you can save on your insurance why not? Start a free quote with us now to find out how much you could save!

Province

Average Rates

British Columbia

$2,389

Ontario

$1,797

Alberta

$2,304

Newfoundland & Labrador

$2,513

Manitoba

$1,335

Northwest Territories

$3,367

Nunavut

$3,516

Saskatchewan

$1,873

Nova Scotia

$2,788

New Brunswick

$2,402

Yukon

$1,830

Prince Edward Island

$1,145

See how our customers save big on home insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these British Columbia homeowners save on home insurance.

Customer

City

Type

Average Rate

Lowest Rate

Savings

Home Insurance FAQs

You will need the following information to ensure quote accuracy while getting quotes from the top home insurance companies in Canada:

  • Square footage of your home
  • Year your home was built
  • Details on any upgrades or modifications
  • Your exact address
  • Your personal home insurance claims history

We provide affordable home insurance in BC to look after the bricks and mortar part of your home, as well as your possessions inside. You can get online insurance to protect against fire, fixes and repairs.

You can be covered from inclement weather such as wind, hail and lightning. Our coverage also extends to protect your valuables from theft.

Depending where you live in, some home insurance coverages might be required in a home insurance policy in BC. For instance, if you live in an area that has high winds, windstorm coverage might be mandatory in a home insurance policy.

If you’re curious about other potential coverages you can add to your home insurance policy that aren’t required, your Surex Personal Assistant will be able to explain the benefits of adding coverage, as well as let you know how it’ll impact your annual home insurance premiums.

 

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