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Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Get the best rates from Canada’s top insurance providers

What our customers are saying

Michael Davies
5
Jessica - home and auto
Jessica has been nothing short of phenomenal throughout our insurance journey. As a long-time client for my auto insurance, I always appreciated her responsiveness and expertise — but when we became first-time homebuyers, she truly went above and beyond. Not only did she secure us an exceptional rate on our new home insurance, but she also managed to lower our existing auto insurance, saving us money at a time when every dollar counted. Her knowledge, attention to detail, and proactive approach made the entire process seamless and stress-free. What really sets Jessica apart is her unwavering dedication, especially during tough times. When we tragically lost a home, she handled everything with compassion, professionalism, and speed — guiding us through the claims process with care and clarity. And when we were ready to start fresh with a new home, she didn’t miss a beat. She started from scratch, made sure we were fully covered, and continued to support us every step of the way. Jessica isn’t just an insurance broker — she’s a trusted advisor, a fierce advocate, and a true partner in protecting your life and your future. I can’t recommend her highly enough. If you want someone who genuinely cares, acts with integrity, and delivers outstanding results, look no further. Thank you, Jessica — we’re so grateful to have you on our side!
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Lubov Obasi
5
I had great experience with Surex agent…

I had great experience with Surex agent when I needed to change my insurance policy quickly to accomodate my needs.
They were able to act fast as I requested and I appreciate it very much.
Great job!

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Grace McMahon
4
Nick is a great agent !
Nick is a great agent and is extremely knowledgeable and helpful for me as a first time home insurance buyer. He made the entire process of getting set up and going through my first few payments smooth and efficient. Any time I had any questions he responded to my text/call within 24 hrs!
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Line & Gary
5
We always get a prompt response from Jason
We always get a prompt response from Jason or one of his teammates. Our needs get resolved quickly and efficiently.we are very please with the service we get from Surex.
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Liz McGonigal Bowen
5
Good service.

Returns phone calls quickly. Answers all questions. My insurance renews yearly. They send the renewal papers well in advance so one can go over the coverage and make any changes.
I’ve never had a claim so I can’t advise on that.

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Insurance FAQs

Auto insurance rates are determined by a few things. The rates are determined by how much and how often you drive, your driving record, the state of your vehicle, the type and amount of coverage, and deductibles. Insurance companies in Canada also take into consideration where you’ll be driving this vehicle as well as your demographics like age, marital status, and gender to gage your level of experience. Having a strong credit score will also help you land the best insurance rate you can get. Providers may also look at insurance coverage such as renters’ insurance and homeowners’ insurance in addition to the vehicle type, use, and how many kilometers you drive on an annual basis.

There are four types of home insurance policies that you can choose from:

Standard home insurance: This is also referred to as ‘named perils’ and is relatively basic in what it offers. It financially protects homes and their contents from named risks and perils.

Broad-form home insurance: This is a hybrid form of home insurance that offers aspects of both comprehensive and standard policies. It protects your property from all risks and perils (with exclusions) and your possessions from named perils.

Comprehensive home insurance: This is the most expensive policy, but it provides the most coverage. It financially protects your home and its contents from all risks and perils (with exclusions).

No frills home insurance: This is coverage for properties that don’t meet normal insurance standards. Because of this, very few homeowners in Canada have no-frills home insurance.

At Surex we are here to help you find the best insurance coverage for the best rates. One of the advantages of bundling your insurance policies together is additional savings! 

Here are some of the other advantages offered:

  • Same payment due date for all policies
  • Deal with one insurance provider
  • Have a single deductible (if you have a claim on both your home and car at the same time)
  • If you have a claim on your home and your auto you can deal with one claims adjuster.

Surex insurance tips & advice

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